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Automate Recurring Payments with Ease

Meon’s eNACH API Integration helps businesses automate recurring payment collections through secure eMandate registration and verification. Compliant with NPCI guidelines, it enables customers to authorise payments via Aadhaar or Net Banking.

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What is eNach

What is eNACH?

eNACH (Electronic National Automated Clearing House) is a digital payment system introduced by NPCI to simplify and automate recurring transactions. It allows businesses to collect payments directly from a customer’s bank account — securely, automatically, and without any manual intervention.

With eNACH integration in India, organizations can digitize the entire process of recurring collections such as EMIs, SIPs, insurance premiums, or subscription renewals. Instead of paper-based mandates, customers can now create an eMandate using Aadhaar eSign or net banking authorization, making the journey faster and more reliable.

Automate Every Recurring Payment Effortlessly

Use Cases of eNACH API Integration

Simplifying Recurring Payments with Seamless eNACH Mandate Automation

EMI Collections
EMI Collections for Loans & Credit

Automate loan EMI collections directly from customer bank accounts through eNACH mandates.

Insurance Premiums
Insurance Premium Payments

Automate monthly or yearly policy premium collections via eNACH for seamless recurring payments.

SIP Mutual Fund
SIP & Mutual Fund Contributions

Collect SIP or investment contributions automatically via recurring debit mandates.

Subscription Billing
Subscription Billing

Ideal for SaaS, OTT, and digital platforms to collect subscription fees without manual intervention.

Utility Payments
Utility & Bill Payments

Automate monthly collections for electricity, water, gas, and broadband bills through eNACH.

Vendor Payments
Corporate Payroll or Vendor Payments

Simplify recurring payouts to vendors, employees, or partners with automated debit mandates.

How Does eNACH API Integration Work?

Step-by-Step Automation for Recurring Payments with a Trusted eNACH Service Provider in India.

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Start Automating Payments Now

Core Features of Meon eNACH API

Everything You Need for Seamless eMandate Registration and Debit Processing

End-to-End Mandate Automation

Digitize the complete eMandate process, from customer consent to bank verification and recurring debit execution, with zero manual work.

Real-Time Mandate Tracking

Stay informed with instant status updates and webhooks for every mandate, ensuring full visibility and control over your collections.

Aadhaar & Net Banking-Based Authentication

Let users authorise payments using Aadhaar eSign or Net Banking for faster, more compliant mandate registration.

Wide Bank Coverage

Connect with multiple banks across India through a single API, ensuring smooth and consistent eNACH integration.

API-First Architecture

Easily integrate Meon’s eNACH API with your existing platforms, from lending apps to ERP systems, by using well-documented SDKs and endpoints.

Meon's API Suite

 Face
Verification API
Bank Account
Verification API
Aadhaar
Verification API
Marksheet
Verification API
OCR
Verification API
DL Verification
eNACH Integration
Income Tax
PAN API
FAQs

Frequently Asked Questions

Still have questions? Reach out to us — we're happy to help.

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What is eNACH API integration, and how does it benefit businesses?
eNACH API integration allows businesses to automate recurring payments directly from customers’ bank accounts. By connecting your system with an eNACH provider, you can streamline mandate creation, reduce manual intervention, and improve payment collection efficiency.
How can eNACH integration in India simplify recurring payment collection?
eNACH integration India enables companies to collect payments like subscriptions, EMI, or utility bills electronically. It reduces paperwork, ensures faster mandate approval, and enhances overall customer experience by providing a seamless digital payment process.
What is eNACH mandate automation, and why is it important?
eNACH mandate automation digitises the process of creating, verifying, and processing recurring payment authorisations. It minimises errors, accelerates approval cycles, and ensures compliance with banking regulations, saving time for both businesses and customers.
How do I choose the right eNACH service provider for my business?
When selecting an eNACH service provider, consider factors like API reliability, integration support, turnaround time for mandate approvals, and compliance with NPCI regulations. A good provider ensures smooth automation and secure handling of recurring payments.
Can eNACH API integration be customised for different business models?
Yes, it can be tailored for various business needs, such as subscription services, loan repayments, or insurance premium collections. Custom workflows allow businesses to automate mandates, track payments in real-time, and reduce operational overhead.