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Overview

What is the Account Aggregator API By Mobile Number?

Account Aggregator API By Mobile Number enables businesses to discover financial accounts linked to a customer's mobile number through the Account Aggregator ecosystem. The API helps lenders, fintechs, banks, NBFCs, and financial institutions streamline customer onboarding and financial data access through consent-based workflows.

Discover Financial Accounts Faster

Identify linked financial accounts using a customer's mobile number.

Consent-Based Data Sharing

Access information only after customer authorization.

Simplify Financial Verification

Reduce manual document collection and verification efforts.

How the Account Aggregator API Works

Retrieve account discovery information in three simple steps.

STEP 01

Submit Mobile Number

Send the customer's registered mobile number through a secure API request.

STEP 02

Consent & Account Discovery

The API initiates account discovery through the Account Aggregator framework.

STEP 03

Receive Linked Account Information

Get available financial institution and account discovery results instantly.

Sample Account Aggregator API Response

A RESTful API designed for modern financial services. Response Time < 5 Seconds 99.99% Uptime SLA Secure Consent-Based Access POST /api/v1/account-aggregator/mobile-discovery

Response Time < 2 Seconds 99.99% Uptime SLA
  • Mobile-Based Account Discovery Easy integration support
  • Consent-Driven Framework Secure API-based access to CKYC data
  • Real-Time Results Scalable for enterprise onboarding workflows
GET /api/v1/account-aggregator-api-mobile-number
{
"mobile_number": "98XXXXXX21",
  "consent_status": "Approved",
  "accounts_found": 5,
  "institutions": 3,
  "status": "Success",
  "request_id": "AA987654321"
}

Use Cases for Account Aggregator API By Mobile Number

CKYC API supports digital onboarding, customer verification, and compliance-driven workflows across regulated industries.

Digital Lending Platforms

Discover customer financial relationships during loan applications.

NBFC Onboarding

Simplify customer verification and account linking.

Banking Applications

Support account aggregation and financial data access.

Wealth Management Platforms

Connect customer accounts for portfolio analysis.

Key Features of Meon Account Aggregator API By Mobile Number

Delivering instant customer verification through a reliable and scalable CKYC API.

Mobile-Based Account Discovery

Discover linked financial accounts through a registered mobile number.

Consent-Driven Framework

Ensure customer authorization before accessing financial information.

Real-Time Results

Retrieve account discovery data quickly and securely.

Secure Financial Data Access

Built with strong encryption and authentication mechanisms.

Enterprise Scale Infrastructure

Handle large volumes of account discovery requests efficiently.

Easy API Integration

Integrate with lending, banking, wealth management, and fintech platforms.

Industries Using Account Aggregator API By Mobile Number

Businesses across regulated sectors use CKYC API to accelerate customer verification, strengthen compliance, and streamline onboarding.

Banks

Use Account Aggregator API By Mobile Number to support secure and efficient workflows in this segment.

NBFCs

Use Account Aggregator API By Mobile Number to support secure and efficient workflows in this segment.

Fintech Companies

Use Account Aggregator API By Mobile Number to support secure and efficient workflows in this segment.

Lending Platforms

Use Account Aggregator API By Mobile Number to support secure and efficient workflows in this segment.

Wealth Management Firms

Use Account Aggregator API By Mobile Number to support secure and efficient workflows in this segment.

Developer-First

Plug-and-Play Account Aggregator API By Mobile Number Integration

  • Built for teams looking to integrate Account Aggregator API By Mobile Number directly into operational workflows.
  • Use simple REST APIs and shared Meon platform capabilities to ship faster.
Developer Console
API Key meon_live_............_4f29
SAMPLE REQUEST
curl -X POST https://api.meon.co.in/v1/account-aggregator-api-mobile-number \
  -H "Authorization: Bearer $MEON_KEY" \
  -d '{ "query":"sample" }'
Why Meon

What Makes Meon Different from Other Account Aggregator API By Mobile Number Providers?

Access consent-based financial information using mobile numbers with Meon's Account Aggregator API. Enable secure account discovery, faster onboarding, and seamless financial data sharing through Account Aggregator integration.

End-to-End KYC Automation

Support customer onboarding workflows beyond basic verification with connected verification journeys.

Built for Developers

Simple REST APIs with clear documentation and support for fast implementation.

Enterprise Grade Reliability

Designed for regulated industries requiring consistent performance, high availability, and accuracy.

Bulk Verification Support

Process large-scale customer verification requests with ease across enterprise workflows.

Compliance-Oriented Platform

Built to help businesses strengthen KYC and compliance processes with trusted verification workflows.

Reliable Performance

Consistent API response times across real-time customer verification and onboarding workflows.

Security & Compliance Standards

Account Aggregator API By Mobile Number is backed by secure infrastructure, protected data exchange, and enterprise-ready compliance controls.

ISO 27001-Aligned Security Practices

Built on globally recognized information security standards to ensure enterprise-grade protection.

256-bit SSL Encryption for Secure Data Transmission

All API requests and responses are encrypted during transfer to prevent data interception.

Secure API Authentication Mechanisms

Only authorized systems can access the API via secure authentication controls.

Role-Based Access Controls

Restricts access based on user roles to support controlled and secure usage.

Comprehensive Audit Logs for Traceability

Every API call is recorded for monitoring, compliance tracking, and dispute handling.

High Availability and Reliable Infrastructure

Built to handle enterprise-scale workloads with consistent uptime and performance.

Data Protection In Transit and At Rest

Confirms customer data remains secure whether it is being transmitted or stored.

FAQs

Frequently Asked Questions

Questions about Account Aggregator API By Mobile Number, implementation, and use cases? We've answered the common ones below.

Contact us
What is an Account Aggregator API By Mobile Number?
It is an API that helps discover financial accounts linked to a customer's mobile number through a consent-driven Account Aggregator framework.
How does account discovery work?
The customer provides consent, and the API identifies linked financial accounts available within the Account Aggregator ecosystem.
Who can use this API?
Banks, NBFCs, fintech companies, lending platforms, wealth management firms, and financial service providers.
Is customer consent required?
Yes, account discovery and financial data access are based on explicit customer consent.
Can the API be integrated with lending workflows?
Yes, it is commonly used for customer onboarding, underwriting, and financial verification processes.
Is the API secure?
Yes, all requests are protected through encryption, authentication, and consent-based access controls.